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Year : 2007  |  Volume : 5  |  Issue : 9  |  Page : 27-32

Professional Indemnity Policy for Doctors and Medical Practitioners

1 Department of Community Dentistry, College of Dental Sciences, Davangere - 577, India
2 Department of Periodontics, College of Dental Sciences, Davangere - 577, India
3 Department of Pedodontics, College of Dental Sciences, Davangere - 577, India

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Rights and PermissionsRights and Permissions

The policy will indemnify any act committed by the insured, which shall be a Registered Medical Practitioner, giving rise to any legal liability to third parties or patients. The insured includes the policyholder and his qualified assistants or employees named in the proposal. There is separate standard proposal form is available for Doctors and Medical Practitioners for Professional Indemnity Insurance. The registered company or insurance company does not assure any liabilities until the proposal has been accepted and the premium paid. There are two prohibition of rebates refer to the Section 41 of Insurance Act 1938. According to Register Medical Practitioners classification, more than twenty medical practitioners comes under this professional indemnity. Normally all claims for compensation have to be legally established in a Indian Court of law or jurisdiction is applicable only in Indian Courts.

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